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As low as $23/mo 30 Day Money Back Guarantee
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How 4QTiming Works
4QTiming.com is a stock market trend timing service that signals you by email when the NASDAQ-100 trend changes. The signals are generated by a sophisticated computer program that uses various market indicators to determine when long term trend changes are occurring in the market.
You do nothing more than that! How much more simpler could it be!
Investing your money in funds that make money when the market is going up, and then moving your money into inverse funds when the market is going down is how you will continually grow your retirement savings with 4QTiming.
Learn more about 4QTiming by clicking on the links to the left!
Retire when you want, in the manner you want, with 4QTiming!
 February, 2010
" My investment gains with 4QTiming offset my other losses in 2009 to allow me to break even rather than have a loss. I now wish I had put more of my money in this program so that I would be enjoying significant gains rather than just breaking even! "
Joan, Kennewick, Wa.
Why 4QTiming?
Reason 1
The primay reason for subscribing to 4QTiming is how it can grow your retirement savings into a small fortune! Look at how $10,000 would have grown over these different time periods by investing in a 2X ETF/MF based on past 4QTiming signal returns.
| $10,000 Growth in a 2X ETF/MF |
| Time Period |
Growth |
Annual Rate |
| 5 Yr |
$ 82,072 |
49.6% |
| 10 Yr |
$ 1,570,790 |
65.5% |
| 15 Yr |
$ 35,797,909 |
68.4% |
| 20 Yr |
$ 150,990,346 |
60.6% |
| Based on 4QTiming returns from 3/14/1990 - 3/30/2010 |
Imagine your retirement savings growing like this and how that will fulfill your dreams and plans for retirement!!
Reason 2
The next reason is the peace of mind 4QTiming will provide you with your retirement savings.
- No longer will you need to worry that you chose the right stock or mutual fund to invest in!
- No longer will you need to worry about 'bear' markets and if you should cut your loses by selling! 4QTiming can make money for you in 'bear' markets!
- Plus, numerous studies have shown that basing your trading decisions on emotions is typically disastrous!
The 4QTiming signals are un-emotionally decided by a computer program based on market data back to 1972!
Reason 3
The third reason is the simplicity 4QTiming brings to you in managing your retirement savings - it will save you time and money!
- No longer will you need to spend your valuable time researching which stocks to invest in! Nor will you need to spend the time and money involved with trading the stocks!
- No longer will you need to spend time with your broker or financial planner on how to invest your retirement savings!
- Your trading costs will be minimal or zero! Minimal when trading with ETFs, since there are only a few 4QTimng signals a year. Zero when trading with mutual funds, since mutual fund exchanges are typically at zero cost.
All you will need to do with 4QTiming is spend a few minutes, a few times a year, in switching your savings between ETFs or mutual funds as 4QTiming signals are issued!
To simplify this even more, you can sign up for 'autotrading' with a broker who will do the trading for you on 4QTiming signals! Then all you have to do is sit back, relax and watch your money grow with 4QTimng!
Too Good to be True?
Many say that market timing doesn’t work. 4QTiming is different in that it doesn’t try and time the market on a day by day or week by week basis. The 4QTiming model is designed to indicate long term trend changes in the market. Applying the 4QTiming model to market data from 1970 to present shows that it does work. You be the judge.
This is NOT a 'get rich quick' program. The returns are dependent on general market trends and if the market does not go up or down a great deal in a year, neither will the returns with 4QTiming. To achieve annualized returns like this requires investing with the 4QTiming method over the long term - three or more years.
Because markets can have short term swings of 5-10% during Bull or Bear market trends, your investments will also have short term swings. You want to stay invested during these short term swings and follow the 4QTiming signal changes to realize the long term returns the model has given.
The 4QTiming model is not perfect. There are occasional signal changes that don’t realize a positive return. These have been typically few and at a small loss. The returns shown include all signal changes, ones with positive returns and the few with negative returns. Remember, this is not a 'get rich quick' scheme, this is for the long term investor.
Our trading results are verified by Timertrac.com, whose medallion appears on the home page.
Memberships
Subscription Plans:
- Monthly - $34.95 billed each month.
- Semi-annual - $175 billed every 6 months, $29/mo, a 17% savings!
- Annual - $275 billed annually, $23/mo, a 33% savings!
Services Provided With Subscription:
- Access to the Current Signal and all other recent historical signals within the thirty day non-member exclusion period on the Signal/History page.
- Same day email notification of signal changes.
- Monthly email verification of current signal.
- Automatic subscription renewal until you cancel your subscription.
Thirty Day Money Back Guarantee!
- New subscribers may cancel their subscription within thirty days of joining and recieve a 100% refund - no questions asked! A new subscriber is anyone who has not subscribed to 4QTiming in the past.
Steps to Take (Click to expand)
1. Subscribe to 4QTiming.com.
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Naturally, the first step is to subscribe to 4QTiming.com. Once you subscribe:
- You will have full access to the ‘Signal/History’ page where you can see the current signal and any additional recent historical trades within the 30 day non-member exclusion period.
- You will receive an email for each new signal change.
- You will be sent monthly emails of the current 4QTiming signal. The monthly verification emails are to provide you with assurance that your email address is still valid since the 4QTiming.com signal may not change for several months.
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2. Pick ETF/MF to use for Long and Short signals.
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There are various Exchange Traded Funds (ETF) and Mutual Funds (MF) that are designed to provide one time (1X) or two times (2X) the performance of the NASDAQ-100 index. The 2X ETF/MFs attempt to return twice the NASDAQ-100 performance - when the NASDAQ-100 increases by 10%, the 2X ETF/MFs should increase by 20%.
Correspondingly, there are also ETF/MFs that track the inverse of the NASDAQ-100 by 1X or 2X. These 'inverse' ETF/MFs provide a positive return as the NASDAQ-100 trends down.
These ETFs/MFs are designed to track the Nasdaq-100 on a daily basis. How well they perform compared to the NASDAQ-100 return on a 4QTiming signal varies and is dependent on market volatility and the strength of the market trend during the 4QTiming signal. In general, they will very seldom match what the Nasdaq-100 return is for a 4QTiming signal and will be further off during volatile market periods.
Here are some of the common ETF/MFs to consider for 'Long' and 'Short' signals. 4QTiming.com has no association with any of these funds and only provides these as examples. What's the difference between trading with an ETF vs Mutual Fund?
| 'Long' Signal ETF/MFs |
| Return Multiplier |
Trading Symbol |
Type |
Fund Name |
| 1X |
QQQQ |
ETF |
PowerShares QQQ Trust, Series 1 |
| RYOCX |
MF |
Rydex NASDAQ-100 Investor Class |
| OTPIX |
MF |
ProFunds NASDAQ-100 Inv |
| 2X |
QLD |
ETF |
ProShare Ultra QQQ |
| RYVYX |
MF |
Rydex NASDAQ-100 2X Strategy H Class |
| UOPIX |
MF |
ProFunds Ultra NASDAQ-100 Inv |
| 'Short' Signal ETF/MFs |
| Return Multiplier |
Trading Symbol |
Type |
Fund Name |
| -1X |
PSQ |
ETF |
ProShare Short QQQ |
| RYAIX |
MF |
Rydex Inverse NASDAQ-100 Strategy Inv |
| SOPIX |
MF |
ProFunds Short NASDAQ-100 Inv |
| -2X |
QID |
ETF |
ProShares UltraShort QQQ |
| RYVNX |
MF |
Rydex Inverse NASDAQ-100 2X Strategy H Class |
| USPIX |
MF |
ProFunds UltraShort NASDAQ-100 Inv |
For example:
- You decide you want 2X return on your money.
- You like the convenience of exchanging between funds for signal changes that mutual funds provide.
- You then decide on the Rydex funds.
- You would then use the Rydex 2X NASDAQ-100 funds with 4QTiming.com signals;
- RYVYX for ‘Long’ signals.
- RYVNX for ‘Short’ signals.
There are many other ETF/MFs available designed to track other indexes and market sectors that you can also consider. Remember though, that the 4QTiming performance is based on the NASDAQ-100 and that investing in other index/sector ETF/MFs will give you different returns.
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3. Open a brokerage account or mutual fund account.
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You will either need a brokerage account or an account with the ETF/MFs you chose in Step 2 to actually begin trading on the 4QTiming signals.
For a brokerage account ,some of the popular on-line brokerage companies are: TDAmeritrade, Scottrade, E-Trade, Charles Schwab, Fidelity Investments, etc..
You could choose instead to have an account with the chosen ETF/MFs Company from Step 2. Having an account with the ETF/MFs Company may save you from having to pay brokerage fees on each signal change.
Auto-Trading
Auto-Trading is where you choose a broker that will do the trade switching for you on 4QTiming signals outlined in Step 4. 4QTiming signals will then go to both you and your broker, who will then change your investments to the ETF/MFs you chose for 'Long' and 'Short' signals.
Using a service like this eliminates Step 4 for you where you have to actually do the trade swaps on your chosen ETF/MFs, thus relieving you of watching for 4QTiming signals and acting on them the next day.
Not all brokers provide this service, here are several that do:
eOption.com SpeedTrader.com TradeWallStreet.com AOSBroker.com
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4. Invest in selected ETF/MF for each 4QTiming signal.
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After you initially subscribe to 4QTiming.com the most difficult question is – do I invest in the current signal or wait until the next signal?
The 4QTiming.com model is designed to detect long term trend changes in the NASDAQ-100. The NASDAQ-100 can vary by more than ten percent within a current 4QTiming signal before the signal changes. Thus, there is a chance you could lose ten percent on your initial investment if you invest all at once on the current signal. Your losses could be up to twenty percent, if you are using a 2X type investment ETF/MF.
The most conservative approach is to wait until the next signal.
However, it may be several months before a new 4QTiming signal is generated and you would have missed the possible gains during the current signal.
4QTiming’s recommendation for initial subscribers is that you invest in your chosen ETF/MF for the current signal by spreading your investing over several weeks or months.
For example, you would invest 25% now, another 25% in two or three weeks and so on until you are all invested. You could choose to invest 20% at a time or some other percentage, the number is not magical, the important point is to spread your initial investing over several weeks.
This approach will minimize the potential impact from short term market swings if the signal changed soon after you initially invested, but still let you benefit from the possible gains if the market continues in the current signal direction. Of course, if a signal change occurs before you are completely invested, you would then invest your total amount according to the new signal.
After you are initially invested, when you receive a 4QTiming.com signal change:
- If it is ‘Long’, you invest in the specific ETF/MF you have selected for your investment type for ‘Long’ signals from Step 2.
- If it is ‘Short’, you invest in the inverse ETF/MF you selected for ‘Short’ signals from Step 2.
You then continue switching between the two types of ETF/MFs as each 4QTiming signal alternates between ‘Long’ and ‘Short’.
The most important thing to remember is to change your investments as soon as you can when you receive a 4QTiming.com signal change. You will see significantly less returns the further out you make your investment changes after a signal change.
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About 4QTiming
4QTiming grew out of my own desire for higher returns with my retirement savings. I was tired and frustrated with dealing with the costs, time, and anxiety of trading with individual stocks and watch my hard earned gains evaporate when the market decided to go down!
That frustration led me to investigate market timing. When you look at market charts there are obvious up and down trends that appear, the trick is to identify when these trends change. Market timing is where you identify these trends and then invest in ETFs or mutual funds that make money on the ‘up’ or ‘down’ trends. The additional benefit with market timing is that it simplifies the whole process of managing your retirement savings and eliminates the costs, time and anxiety of dealing with individual stocks.
I actually subscribed to a market timing site for a period of time, but was disappointed with their results. Because my background is in the process control industry and much of my work involves analyzing data and identifying trends, I wondered if I could come up with something better. Why would market timing be that much different than analyzing process trends?
It wasn’t quite as simple as I first thought, but after a few frustrations, my model provided returns that are good as or better than other available market timing sites. I began using my market timing model with my investments in 2005 and have been using it ever since. I’ve also been sharing the model signals with family and friends the last couple of years so they too could realize the benefits from it.
I’ve been refining the model the past few years to insure that it can perform well in all different types of markets. The market of the past decade is very different than the market of twenty years ago. The market in the future will likely behave differently than the past decade with the .com and Real Estate bubbles and their eventual demise. That is why I felt it important to come up with a timing model that performs well over a long period. The 4QTiming.com model has been back tested with markets from 1970 to present with the same consistent results. While the past is no guarantee how the future will behave, I have more confidence in a model that performs well over a forty year period compared to one that is based on the past five or ten years!
It’s important to be invested in the market at all times and to be invested over long periods to realize the great returns 4QTiming.com demonstrates. Market changes occur in what I call ‘spurts’, that is, the market may not change substantially for long periods of time and then it will change a great deal in a short period of time. The period of 2000 – 2008 has several examples of the market doing that. Because of these ‘spurts’, and not knowing when they will occur, you need to be invested in the market at all times to maximize your investments with these market moves.
Tom Meyer
Looking Glass Strategies
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